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On 7/7, I transferred that money to my credit card, so that I'd be able to pay for my hotel. On 7/9, I had an automated payment to my auto-loan company. Except that they waited until 7/11 to clear the funds from the initial deposit. A check drawn on a local company took them that long to clear. And they charged me an news overdraft fee news to boot. So, I called them up. Because that's what I do when companies screw up. ... followed, of course, with sharing the conversation with you fine folks. CSR [in thick Indian accent you can barely understand]: May I have your Citicard number please? Derek: blahblahblah CSR: can you repeat that? Derek: blahblahblah CSR: can you repeat that? Derek: blah....blah.....blah CSR: How can I help you? Derek: I made a deposit on 7/2, and by 7/9 it hadn't cleared, and that caused my car-loan payment to bounce, and I'd like to find out why.
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