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Derek: blah....blah.....blah CSR: How can I help acupuncture you? Derek: I made a deposit on 7/2, and by 7/9 it hadn't cleared, and that caused my car-loan acupuncture payment to bounce, and I'd like to find out why. CSR: What was the amount of the deposit? Derek: 1349.99 CSR: And you made that on the 7th of June? [no lie, I have no idea where she pulled that date from, a acupuncture running theme here is that I have to repeat half of this to her like three or four times because she can't understand english, but I'm just too lazy to type those parts] Derek: No, on the second of July. CSR: I don't understand, I show that payment fully cleared as of 7/11. Derek: Unfortunately, it wasn't fully cleared as of 7/9, and it was a local business check, so it should have cleared almost immediately, and I'd like to figure out why. CSR: But the funds are available completely. Derek: They weren't two days ago apparently, and you bounced a payment I made. Incidentally, I find it funny that the day you decided to return the check as NSF is the day you decided to clear the funds that would have made the check not be NSF.
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