CSR: One second sir, humor magazine carlito
guy torry, album (music), woody harrelson, robert b. weide, pauline lynch, confess, hip hop, fazed, wake, songs, pachanga, james gandolfini, suzanne shepherd, net comedy, matt dillon, carlito, CSR: Because the fifth business day would be the eleventh. Derek: By what humor magazine bizarre mathematical formula? Do you have a calendar on your desk? Follow along... 2nd-first day. 3rd-second day. 7th-third humor magazine day. 8th-fourth day. 9th-fifth day. So, again, why were those funds held until the 11th? CSR: One second please. ... about 300 more seconds ... CSR: Sir, the hold does not begin until the day after the deposit, so they were held on the 3rd, 7th, 8th, 9th, humor magazine 10th, and then made available on the 11th. Derek: That makes absolutely no sense. CSR: That's the way they calculate it, sir. Derek: By that logic, you weren't holding my funds at all on the 2nd, and if I'd've been quick, I could have quickly used them all up. But that's not what happened, you did hold the funds on the 2nd. And you can hold them until the fifth day, so on the fifth day - the 9th - you should have released them.
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CSR: One second sir, while I look into this. ...about three hundred actual seconds pass... CSR: Sir, yes, I investigated, and if the check is drawn on a local carlito bank, it carlito can take five business days to clear. Derek: Five business days? For a local check? Since when? CSR: It depends on the amount of the check, sir. Derek: [looking at a carlito calendar] OK, assuming for the moment that I think that's right, and I don't, why didn't the check clear on the 9th, the same day as my payment? CSR: It would clear on the 11th, you see, because of the holiday. Derek: How long is the holiday? One day, right? CSR: Yes, sir. Derek: Well, as I count it, the 2nd, 3rd, 7th, 8th, and then finally the 9th, would be the five business days, so why exactly did Citibank decide to not make the money available until the 11th, the seventh business day?
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